/* Jerry Reese · personal brand site. Mobile-first. Palette aligned with ebankIT. */
:root{
  --indigo:#201751; --indigo-2:#15295A; --royal:#1754CE;
  --cyan:#00B2E3; --blue:#0074E8; --sky:#52B4EB; --mint:#A3F5ED; --ice:#B2EEFF;
  --text:#55627D; --ink:#201751; --bg:#F3F6F9; --bg-2:#EDF1F4; --white:#FFFFFF; --line:#DCE3EC;
  --grad:linear-gradient(95deg,#00B1E2 0%,#0074E8 100%);
  --grad-soft:linear-gradient(90deg,#0074E8,#52B4EB 50%,#A3F5ED);
  --dark:linear-gradient(160deg,#201751 0%,#15295A 55%,#1754CE 130%);
  --h:"Plus Jakarta Sans",system-ui,sans-serif; --f:"Open Sans",system-ui,sans-serif; --m:"JetBrains Mono",ui-monospace,monospace;
  --r:18px; --gut:20px; --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font:400 16px/1.65 var(--f);overflow-x:hidden}
img{max-width:100%;display:block}
a{color:var(--blue)}
h1,h2,h3{font-family:var(--h);color:var(--ink);margin:0;letter-spacing:-.02em}
h2{font-size:clamp(28px,7vw,46px);line-height:1.12;font-weight:800;max-width:22ch}
h3{font-size:19px;line-height:1.3;font-weight:700}
p{margin:0 0 12px}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:99;background:#fff;padding:8px 12px;border-radius:8px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gut)}
.sec{padding:72px 0;position:relative}
.kicker{font:500 12px/1.5 var(--m);letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:14px}
.kicker.light{color:var(--cyan)}
.sub{font-size:17px;max-width:62ch;margin:16px 0 34px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 22px;border-radius:50px;font:600 15px/1 var(--h);text-decoration:none;transition:transform .2s,box-shadow .2s,background-color .2s,color .2s;white-space:nowrap}
.btn svg{width:18px;height:18px;fill:currentColor}
.btn-li{background:var(--grad);color:#fff;box-shadow:0 10px 24px -10px rgba(0,116,232,.7)}
.btn-li:hover{transform:translateY(-2px);box-shadow:0 16px 30px -12px rgba(0,116,232,.85)}
.btn-ghost{border:1.5px solid rgba(163,245,237,.55);color:#fff;background:rgba(255,255,255,.04)}
.btn-ghost:hover{background:rgba(163,245,237,.12);transform:translateY(-2px)}
.btn-ghost.dark{border-color:var(--blue);color:var(--blue);background:transparent}
.btn-ghost.dark:hover{background:var(--blue);color:#fff}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 0}
.cta-row .btn{flex:1 1 220px}

/* header */
.hdr{position:fixed;inset:0 0 auto 0;z-index:50;background:rgba(32,23,81,.96);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid rgba(163,245,237,.12)}
.hdr-in{max-width:var(--max);margin:0 auto;padding:10px var(--gut);display:flex;align-items:center;gap:14px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff;margin-right:auto}
.brand img{width:38px;height:38px;border-radius:50%;background:#fff;object-fit:cover}
.brand b{display:block;white-space:nowrap;font:700 15px/1.1 var(--h)}
.brand small{white-space:nowrap;display:block;font:500 10.5px/1.4 var(--m);letter-spacing:.08em;color:var(--mint);text-transform:uppercase}
.nav{position:fixed;inset:61px 0 auto 0;background:var(--indigo);display:flex;flex-direction:column;padding:8px 0 18px;transform:translateY(-120%);transition:transform .3s;border-bottom:1px solid rgba(163,245,237,.15)}
.nav a{color:#E6ECF5;text-decoration:none;padding:14px var(--gut);font:600 16px/1 var(--h)}
.nav a.on{color:var(--cyan)}
.hdr.open .nav{transform:none}
.hdr-cta{min-height:38px;padding:8px 16px;font-size:13.5px}
@media (max-width:420px){.hdr-cta{padding:8px 12px;font-size:12.5px}}
.menu{width:42px;height:42px;border-radius:12px;border:1px solid rgba(163,245,237,.3);background:transparent;display:grid;place-content:center;gap:6px;cursor:pointer}
.menu span{display:block;width:18px;height:2px;background:#fff;border-radius:2px;transition:transform .25s}
.hdr.open .menu span:first-child{transform:translateY(4px) rotate(45deg)}
.hdr.open .menu span:last-child{transform:translateY(-4px) rotate(-45deg)}
.progress{height:2px;background:transparent}
.progress i{display:block;height:100%;width:0;background:var(--grad-soft)}

/* hero */
.hero{position:relative;background:var(--dark);color:#D9E3F2;padding:100px 0 64px;overflow:hidden;min-height:100svh;display:flex;align-items:center}
.hero-grid{position:absolute;inset:0;width:100%;height:100%;pointer-events:none}
.hero::after{content:"";position:absolute;width:680px;height:680px;right:-260px;top:-180px;background:radial-gradient(circle,rgba(0,178,227,.28),transparent 62%);pointer-events:none}
.hero-in{position:relative;z-index:1;max-width:var(--max);margin:0 auto;padding:0 var(--gut);display:grid;gap:40px;width:100%}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font:500 11.5px/1.4 var(--m);letter-spacing:.12em;text-transform:uppercase;color:var(--mint);border:1px solid rgba(163,245,237,.3);border-radius:50px;padding:7px 14px;margin-bottom:20px}
.eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--cyan);box-shadow:0 0 0 0 rgba(0,178,227,.7);animation:ping 2.4s infinite}
@keyframes ping{0%{box-shadow:0 0 0 0 rgba(0,178,227,.7)}80%,100%{box-shadow:0 0 0 10px rgba(0,178,227,0)}}
.hero h1{color:#fff;font-size:clamp(36px,10vw,58px);line-height:1.04;font-weight:800;letter-spacing:-.035em}
.grad{background:linear-gradient(90deg,#00B2E3,#A3F5ED);-webkit-background-clip:text;background-clip:text;color:transparent}
.lead{font-size:clamp(17px,4.4vw,20px);line-height:1.6;margin:22px 0 0;max-width:46ch;color:#CBD6E8}
.hero-facts{list-style:none;padding:0;margin:34px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:10px;max-width:520px}
.hero-facts li{border-left:2px solid rgba(0,178,227,.6);padding:2px 0 2px 12px}
.hero-facts b{display:block;font:800 28px/1 var(--h);color:#fff}
.hero-facts span{display:block;font-size:12.5px;line-height:1.35;margin-top:6px;color:#AFC0D8}
/* hero art */
.hero-art{position:relative;height:440px;max-width:460px;margin:0 auto;width:100%}
.journey{position:absolute;inset:-10px -20px;width:calc(100% + 40px);height:calc(100% + 20px)}
.jpath{stroke-dasharray:1400;stroke-dashoffset:1400;animation:draw 2.6s .3s cubic-bezier(.6,.1,.2,1) forwards}
.jpath.ghost{stroke-dasharray:4 8;stroke-dashoffset:0;animation:dash 18s linear infinite;opacity:0;animation-delay:1.8s}
@keyframes draw{to{stroke-dashoffset:0}}
@keyframes dash{from{opacity:1;stroke-dashoffset:0}to{opacity:1;stroke-dashoffset:-300}}
.node circle{fill:#201751;stroke:#00B2E3;stroke-width:3;opacity:0;animation:pop .5s forwards}
.n1 circle{animation-delay:.5s}.n2 circle{animation-delay:1.1s}.n3 circle{animation-delay:1.7s}.n4 circle{animation-delay:2.3s}
@keyframes pop{from{opacity:0;transform:scale(.3)}to{opacity:1;transform:scale(1)}}
.node circle{transform-box:fill-box;transform-origin:center}
.pulse{fill:#A3F5ED;filter:drop-shadow(0 0 6px #00B2E3)}
.portrait{position:absolute;left:50%;bottom:0;transform:translateX(-50%);width:66%;max-width:300px}
.portrait img{position:relative;z-index:1;width:100%;height:auto;filter:drop-shadow(0 20px 30px rgba(0,0,0,.45));-webkit-mask-image:linear-gradient(#000 78%,transparent);mask-image:linear-gradient(#000 78%,transparent)}
.ring{position:absolute;left:50%;top:14%;width:118%;aspect-ratio:1;transform:translateX(-50%);border-radius:50%;background:radial-gradient(circle,rgba(0,178,227,.35),rgba(23,84,206,.15) 55%,transparent 70%);border:1px solid rgba(163,245,237,.25)}
.ring::after{content:"";position:absolute;inset:8%;border-radius:50%;border:1px dashed rgba(163,245,237,.35);animation:spin 40s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.stream{position:absolute;inset:0;z-index:2;pointer-events:none;--fall:520px;--dur:30s}
.chip{position:absolute;top:-8%;display:flex;align-items:center;gap:10px;padding:9px 13px 9px 10px;border-radius:14px;background:rgba(255,255,255,.95);box-shadow:0 14px 30px -14px rgba(0,0,0,.6);white-space:nowrap;opacity:0;
  animation:fall var(--dur) linear infinite;animation-delay:calc(var(--i) * var(--dur) / -10)}
.chip:nth-child(odd){left:0}
.chip:nth-child(even){right:0}
.chip b{display:block;font:700 13px/1.2 var(--h);color:var(--ink)}
.chip small{display:block;font-size:11px;line-height:1.3;color:var(--text)}
@keyframes fall{
  0%{transform:translateY(0);opacity:0}
  4%{opacity:1}
  28%{opacity:1}
  38%{transform:translateY(var(--fall));opacity:0}
  100%{transform:translateY(var(--fall));opacity:0}}
.ic{width:28px;height:28px;border-radius:9px;flex:0 0 28px;background-color:#0074E8;background-position:center;background-size:16px;background-repeat:no-repeat;box-shadow:inset 0 0 0 20px rgba(0,178,227,.35)}
.ic.ok{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E")}
.ic.debit{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.4'%3E%3Crect x='3' y='6' width='18' height='12' rx='2'/%3E%3Cpath d='M3 10h18'/%3E%3C/svg%3E")}
.ic.shield{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.4'%3E%3Cpath d='M12 3l7 3v5c0 4.5-3 8.3-7 10-4-1.7-7-5.5-7-10V6z'/%3E%3C/svg%3E")}
.ic.heart{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='white'%3E%3Cpath d='M12 21s-8-5.3-8-11a4.5 4.5 0 0 1 8-2.8A4.5 4.5 0 0 1 20 10c0 5.7-8 11-8 11z'/%3E%3C/svg%3E")}
.ic.loan{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M7 3h7l4 4v14H7z'/%3E%3Cpath d='M10 13l2 2 3-4'/%3E%3C/svg%3E")}
.ic.partner{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.4'%3E%3Ccircle cx='6' cy='12' r='2.5'/%3E%3Ccircle cx='18' cy='6' r='2.5'/%3E%3Ccircle cx='18' cy='18' r='2.5'/%3E%3Cpath d='M8.3 11l7.4-3.8M8.3 13l7.4 3.8'/%3E%3C/svg%3E")}
.ic.board{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M4 20h16M6 20V10M10 20V10M14 20V10M18 20V10M3 10l9-6 9 6'/%3E%3C/svg%3E")}
.scroll-cue{position:absolute;left:50%;bottom:18px;transform:translateX(-50%);width:26px;height:42px;border:2px solid rgba(163,245,237,.5);border-radius:14px;z-index:2}
.scroll-cue span{position:absolute;left:50%;top:8px;width:4px;height:8px;margin-left:-2px;border-radius:2px;background:var(--cyan);animation:cue 1.8s infinite}
@keyframes cue{0%{opacity:0;transform:translateY(0)}40%{opacity:1}100%{opacity:0;transform:translateY(14px)}}

/* reveal */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}

/* both sides */
.sides{background:var(--white)}
.split{display:grid;gap:16px}
.side{border-radius:var(--r);padding:26px 22px;border:1px solid var(--line);background:var(--bg);position:relative;overflow:hidden}
.side::before{content:"";position:absolute;inset:0 0 auto 0;height:4px}
.side-fi::before{background:linear-gradient(90deg,#201751,#355EAB)}
.side-vendor::before{background:var(--grad)}
.side-vendor{background:linear-gradient(160deg,#F2FBFF,#fff)}
.tag{font:500 11.5px/1 var(--m);letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin-bottom:10px}
.side-fi .tag{color:#355EAB}
.side h3{font-size:24px;margin-bottom:10px}
.ticks{list-style:none;padding:0;margin:16px 0 0;display:grid;gap:10px}
.ticks li{position:relative;padding-left:28px;font-size:15px;line-height:1.5;color:#3C4A63}
.ticks li::before{content:"";position:absolute;left:0;top:3px;width:18px;height:18px;border-radius:50%;background:var(--ice) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230074E8' stroke-width='3.2' stroke-linecap='round'%3E%3Cpath d='M6 12l4 4 8-9'/%3E%3C/svg%3E") center/11px no-repeat}

/* ebankIT */
.ebk{background:var(--dark);color:#CBD6E8}
.ebk h2{color:#fff}.ebk .sub{color:#CBD6E8}
.cards{display:grid;gap:14px}
.card{position:relative;border-radius:var(--r);padding:24px 22px;background:rgba(255,255,255,.06);border:1px solid rgba(163,245,237,.18);transition:transform .25s,border-color .25s,background-color .25s;outline:none}
.card:hover,.card:focus-within{transform:translateY(-4px);border-color:rgba(0,178,227,.6);background:rgba(255,255,255,.09)}
.card-ic{width:46px;height:46px;border-radius:14px;background:var(--grad);display:grid;place-items:center;margin-bottom:16px;box-shadow:0 10px 24px -10px rgba(0,178,227,.8)}
.card-ic svg{width:24px;height:24px;fill:none;stroke:#fff;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.card-k{font:500 11px/1 var(--m);letter-spacing:.12em;text-transform:uppercase;color:var(--mint);margin-bottom:8px}
.card h3{color:#fff;font-size:20px;margin-bottom:10px}
.card p{font-size:15px}
.take{margin-top:6px;background:none;border:0;padding:8px 0;color:var(--cyan);font:600 14px/1 var(--h);cursor:pointer;display:inline-flex;gap:8px;align-items:center}
.take span{display:inline-block;transition:transform .25s}
.take[aria-expanded="true"] span{transform:rotate(45deg)}
.take-body{border-left:2px solid var(--cyan);padding:4px 0 2px 14px;margin-top:6px}
.take-body p{font-family:var(--h);font-weight:500;color:#EAF6FF;font-size:15px;line-height:1.55}

/* timeline */
.journey-sec{background:var(--bg)}
.tl{list-style:none;margin:0;padding:0 0 0 30px;position:relative}
.tl-line{position:absolute;left:8px;top:6px;bottom:6px;width:3px;border-radius:3px;background:var(--line)}
.tl-line i{display:block;width:100%;height:0;border-radius:3px;background:linear-gradient(#201751,#0074E8,#00B2E3)}
.tl-item{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px 20px 16px;margin-bottom:16px}
.tl-dot{position:absolute;left:-29px;top:24px;width:17px;height:17px;border-radius:50%;background:#fff;border:3px solid var(--line);transition:border-color .4s,box-shadow .4s}
.tl-item.in .tl-dot{border-color:var(--blue);box-shadow:0 0 0 5px rgba(0,116,232,.12)}
.tl-when{font:500 11.5px/1 var(--m);letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin-bottom:8px}
.tl-where{font-weight:600;color:var(--indigo);font-size:14px;margin:4px 0 8px}
.tl-item h3{font-size:19px}
.tl-item > p:last-child{margin-bottom:4px}
.tl-item.hl{background:linear-gradient(160deg,#201751,#15295A);border-color:transparent;color:#CBD6E8}
.tl-item.hl h3{color:#fff}.tl-item.hl .tl-when{color:var(--cyan)}
.tl-proof{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
.tl-proof span{background:rgba(0,178,227,.14);border:1px solid rgba(0,178,227,.4);border-radius:50px;padding:7px 12px;font-size:13px;color:#E6F7FF}
.tl-proof b{font:800 15px/1 var(--h);color:var(--mint);margin-right:4px}
.tl-item.now{border:2px solid var(--cyan);background:linear-gradient(160deg,#F2FBFF,#fff)}
.tl-item.now .tl-dot{background:var(--cyan);border-color:var(--cyan)}

/* how I think */
.think{background:var(--dark);color:#CBD6E8}
.think h2{color:#fff}.think .sub{color:#CBD6E8}
.flow{position:relative;border-radius:22px;background:rgba(255,255,255,.05);border:1px solid rgba(163,245,237,.18);padding:18px 14px 20px}
.flow-line{display:none}
.steps{display:flex;gap:8px;overflow-x:auto;scrollbar-width:none;padding-bottom:4px;scroll-snap-type:x mandatory}
.steps::-webkit-scrollbar{display:none}
.step{flex:0 0 auto;scroll-snap-align:start;display:flex;align-items:center;gap:8px;border:1px solid rgba(163,245,237,.3);background:transparent;color:#D9E3F2;border-radius:50px;padding:10px 16px 10px 10px;font:600 14px/1 var(--h);cursor:pointer;transition:background-color .25s,border-color .25s,color .25s}
.step i{font-style:normal;width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:rgba(163,245,237,.15);color:var(--mint);font-size:12px}
.step.on{background:var(--grad);border-color:transparent;color:#fff}
.step.on i{background:rgba(255,255,255,.25);color:#fff}
.step-panel{margin-top:18px;display:grid;gap:12px;animation:fade .4s}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.sp-box{border-radius:14px;padding:16px;background:rgba(255,255,255,.06)}
.sp-box h4{margin:0 0 6px;font:500 11px/1 var(--m);letter-spacing:.12em;text-transform:uppercase;color:var(--mint)}
.sp-box p{margin:0;color:#EAF1FB;font-size:15.5px}
.sp-box.look{background:rgba(0,178,227,.12);border:1px solid rgba(0,178,227,.35)}
.principles{display:grid;gap:12px;margin-top:34px}
.pr{margin:0;border-radius:var(--r);padding:20px;background:#fff;color:var(--ink);position:relative;overflow:hidden}
.pr::after{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--grad)}
.pr-k{display:block;font:500 11px/1 var(--m);letter-spacing:.12em;text-transform:uppercase;color:var(--blue);margin-bottom:10px}
.pr p{margin:0;font:700 18px/1.4 var(--h);color:var(--ink)}

/* model */
.model{background:var(--white)}
.mdl{display:grid;gap:18px;border-radius:22px;border:1px solid var(--line);background:var(--bg);padding:20px}
.mdl-in label{display:block;font:600 15px/1.3 var(--h);color:var(--ink);margin-bottom:22px}
.mdl-in output{float:right;font:800 18px/1 var(--h);color:var(--blue)}
.mdl-in .hint{display:block;font:400 12.5px/1.4 var(--f);color:var(--text);margin-top:3px}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;background:linear-gradient(90deg,var(--blue) var(--p,50%),#D3DCE8 var(--p,50%));margin-top:14px;outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:3px solid var(--blue);box-shadow:0 4px 12px rgba(0,116,232,.35);cursor:pointer}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--blue);cursor:pointer}
.mdl-out{border-radius:16px;background:#fff;border:1px solid var(--line);padding:18px}
.verdict{font:600 17px/1.5 var(--h);color:var(--ink);border-left:4px solid var(--cyan);padding-left:14px;margin-bottom:18px}
.verdict b{color:var(--blue)}
.bars{display:grid;gap:12px;margin-bottom:14px}
.bar{display:grid;grid-template-columns:1fr auto;gap:4px 10px;font-size:13.5px;align-items:center}
.bar span{color:var(--text)}
.bar b{font:700 14px/1 var(--h);color:var(--ink);grid-column:2;grid-row:1}
.bar i{grid-column:1/-1;height:10px;border-radius:10px;background:#5E6E9A;width:0;transition:width .6s ease}
.bar.sw i{background:var(--blue)}
.bar.val i{background:linear-gradient(90deg,#00B2E3,#A3F5ED)}
.fine{font-size:12.5px;line-height:1.5;color:#7A879C}

/* follow */
.follow{background:var(--dark);color:#CBD6E8}
.follow h2{color:#fff;margin-bottom:30px}
.follow-grid{display:grid;gap:16px}
.follow-main,.trust{border-radius:var(--r);padding:24px 22px;background:rgba(255,255,255,.06);border:1px solid rgba(163,245,237,.18)}
.hash{font:800 clamp(26px,7vw,38px)/1.1 var(--h);margin-bottom:12px;background:linear-gradient(90deg,#00B2E3,#A3F5ED);-webkit-background-clip:text;background-clip:text;color:transparent}
.topics{list-style:none;padding:0;margin:16px 0 0;display:grid;gap:8px}
.topics li{padding:10px 14px;border-radius:12px;background:rgba(0,178,227,.1);color:#EAF6FF;font-size:15px}
.trust h3{color:#fff;margin-bottom:14px}
.trust ul{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.trust li{font-size:15px;line-height:1.5;padding-left:22px;position:relative}
.trust li::before{content:"";position:absolute;left:0;top:7px;width:10px;height:10px;border-radius:3px;background:var(--cyan);transform:rotate(45deg)}
.trust b{color:#fff}
.community{display:grid;gap:12px;margin-top:16px}
.cm{display:flex;align-items:center;gap:16px;border-radius:var(--r);padding:16px 18px;background:#fff}
.cm b{font:800 32px/1 var(--h);color:var(--blue);min-width:56px}
.cm span{font-size:14.5px;line-height:1.45;color:var(--ink)}

/* connect */
.connect{background:var(--bg)}
.connect-grid{display:grid;gap:28px}
.contact{list-style:none;padding:0;margin:26px 0 0;border-top:1px solid var(--line)}
.contact li{display:flex;justify-content:space-between;gap:12px;padding:14px 0;border-bottom:1px solid var(--line);font-size:15px;color:var(--ink)}
.contact span{color:var(--text)}
.contact a{color:var(--blue);font-weight:600;text-decoration:none}
.card-qr{border-radius:22px;padding:26px 22px;background:var(--dark);color:#CBD6E8;text-align:center;max-width:380px;width:100%;justify-self:center}
.card-qr img{width:72px;height:72px;border-radius:50%;margin:0 auto 10px;background:#fff;object-fit:cover}
.qr-name{font:800 20px/1.2 var(--h);color:#fff;margin:0}
.qr-sub{font:500 11.5px/1.5 var(--m);letter-spacing:.08em;text-transform:uppercase;color:var(--mint)}
.qr-box{background:#fff;border-radius:16px;padding:16px;margin:16px auto 12px;max-width:220px}
.qr-box svg{width:100%;height:auto;display:block}
.qr-box path{fill:#201751}
.qr-cap{font-size:13.5px}
.vcf{color:var(--cyan);font-weight:600;text-decoration:none;font-size:14.5px}
.vcf:hover{text-decoration:underline}

/* footer */
.ftr{background:#170F3D;color:#9DAAC2;font-size:13px;padding:26px 0}
.ftr p{margin:4px 0}

@media (max-width:420px){.brand small{display:none}.chip{scale:.88}.chip:nth-child(odd){transform-origin:left top}.chip:nth-child(even){transform-origin:right top}.stream{--fall:400px}}
/* ---------- tablet and up ---------- */
@media (min-width:760px){
  :root{--gut:32px}
  .sec{padding:96px 0}
  .split{grid-template-columns:1fr 56px 1fr;align-items:stretch;gap:0}
  .cards{grid-template-columns:repeat(2,1fr)}
  .principles{grid-template-columns:repeat(2,1fr)}
  .community{grid-template-columns:repeat(3,1fr)}
  .cm{flex-direction:column;align-items:flex-start}
  .follow-grid{grid-template-columns:1.4fr 1fr}
  .steps{flex-wrap:wrap;overflow:visible}
  .step-panel{grid-template-columns:1fr 1fr}
  .mdl{grid-template-columns:1fr 1.1fr;padding:28px}
  .tl{padding-left:0}
  .tl-line{left:50%;margin-left:-1.5px}
  .tl-item{width:calc(50% - 34px)}
  .tl-item:nth-child(odd){margin-left:auto}
  .tl-dot{top:26px}
  .tl-item:nth-child(even) .tl-dot{left:auto;right:-43px}
  .tl-item:nth-child(odd) .tl-dot{left:-43px}
  .connect-grid{grid-template-columns:1.3fr 1fr;align-items:center}
}
/* ---------- desktop ---------- */
@media (min-width:1040px){
  .nav{position:static;transform:none;flex-direction:row;background:none;padding:0;border:0;gap:2px}
  .nav a{padding:9px 12px;font-size:14px;border-radius:50px;color:#D9E3F2;transition:background-color .2s,color .2s}
  .nav a:hover{background:rgba(163,245,237,.1);color:#fff}
  .nav a.on{color:#fff;background:rgba(0,178,227,.2)}
  .menu{display:none}
  .hero-in{grid-template-columns:1.1fr 1fr;align-items:center}
  .hero-art{height:560px;max-width:none}
  .stream{--fall:560px}
  .cards{grid-template-columns:repeat(4,1fr)}
  .principles{grid-template-columns:repeat(4,1fr)}
  .flow{padding:30px 30px 28px}
  .flow-line{display:block;position:absolute;left:30px;right:30px;top:20px;width:calc(100% - 60px);height:80px;pointer-events:none}
  #flowPath{stroke-dasharray:1200;stroke-dashoffset:1200;transition:stroke-dashoffset 1.6s ease}
  .flow.in #flowPath{stroke-dashoffset:0}
  .steps{justify-content:space-between;position:relative;z-index:1;padding-top:26px}
}

.nav a{white-space:nowrap}
@media (min-width:1040px) and (max-width:1480px){.nav a{padding:8px 9px;font-size:13px}.brand small{display:none}}
@media (max-width:420px){.brand span{display:none}}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .reveal{opacity:1;transform:none}
  .jpath{stroke-dashoffset:0}.node circle{opacity:1;transform:none}.chip{opacity:0}.chip:nth-child(-n+4){opacity:1}.chip:nth-child(1){top:4%}.chip:nth-child(2){top:28%}.chip:nth-child(3){top:56%}.chip:nth-child(4){top:80%}
}

/* ---------- hero tiles: two lanes beside the head, never over the face ---------- */
/* --pw is the portrait width; the head is about 44% of it, so each lane starts the same gap from the head */
.hero-art{--pw:min(66%,300px);--gap:26px;--lane:calc(var(--pw) * .22 + var(--gap))}
.portrait{width:var(--pw);max-width:none}
.chip:nth-child(odd){left:auto;right:calc(50% + var(--lane));transform-origin:right top}
.chip:nth-child(even){right:auto;left:calc(50% + var(--lane));transform-origin:left top}
@media (min-width:1040px) and (max-width:1279px){
  .hero-art{--pw:min(66%,270px);--gap:20px}
  .chip{scale:.84}
  .chip b,.chip small{white-space:normal;max-width:130px}
}
@media (max-width:759px){
  .hero-art{--pw:60%;--gap:14px}
  .chip{scale:1;gap:8px;padding:7px 10px 7px 8px;border-radius:12px}
  .chip .ic{width:24px;height:24px;flex-basis:24px;background-size:14px}
  .chip b{white-space:normal;max-width:84px;font-size:12px}
  .chip small{display:none}
  .stream{--fall:400px}
}

/* tile icons for the both-sides set */
.ic.rfp{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.4' stroke-linecap='round'%3E%3Crect x='5' y='4' width='14' height='17' rx='2'/%3E%3Cpath d='M9 10l1.5 1.5L13 9M9 16h6'/%3E%3C/svg%3E")}
.ic.core{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.4' stroke-linecap='round'%3E%3Cellipse cx='12' cy='6' rx='7' ry='3'/%3E%3Cpath d='M5 6v12c0 1.7 3.1 3 7 3s7-1.3 7-3V6M5 12c0 1.7 3.1 3 7 3s7-1.3 7-3'/%3E%3C/svg%3E")}
.ic.chart{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M4 20h16M7 16v-3M12 16V9M17 16V5'/%3E%3C/svg%3E")}

/* ---------- both sides: Q2-style light run, in ebankIT blues (driven by app.js) ----------
   A dashed frame runs from the pill, up to Honda FCU's middle-left, across the gap, and from
   ebankIT's middle-right back down to the pill. Light travels: pill > frame > Honda (two lights
   around the card) > gap > ebankIT (two lights) > frame > pill, every 5.6 seconds. */
.sflow{position:relative;padding-bottom:6px}
.split{position:relative;z-index:1}
.gapline{min-height:24px}
.platform{position:relative;z-index:1;display:flex;justify-content:center;margin-top:44px}
.platform span{display:inline-flex;align-items:center;justify-content:center;min-height:64px;padding:14px 34px;border-radius:12px;text-align:center;
  font:700 clamp(15px,3.6vw,19px)/1.3 var(--h);color:#fff;letter-spacing:-.01em;
  background:linear-gradient(90deg,#201751,#1754CE 40%,#0074E8 70%,#00B2E3);box-shadow:0 18px 40px -22px rgba(23,84,206,.7)}
.sflow-svg{position:absolute;inset:0;width:100%;height:100%;pointer-events:none;z-index:0;overflow:visible}
.sflow-svg .dash{fill:none;stroke:#B9C4D4;stroke-width:1.6;stroke-dasharray:4 4}
.sflow-svg .lit,.trace path{fill:none;stroke-width:2.2;stroke-linecap:butt;opacity:0}
.trace path{stroke-width:2}
.trace{position:absolute;inset:0;width:100%;height:100%;pointer-events:none;z-index:2}
.sflow-svg.top{z-index:2}
/* gradient words in the heading, cycling like the reference */
.shine{font-style:normal;background:linear-gradient(to right,#1754CE,#0074E8,#00B2E3,#1754CE,#0074E8,#00B2E3,#1754CE);background-size:200% 100%;
  -webkit-background-clip:text;background-clip:text;color:transparent;-webkit-text-fill-color:transparent;animation:shine 4s linear infinite}
@keyframes shine{from{background-position:0 0}to{background-position:-100% 0}}
@media (prefers-reduced-motion:reduce){.trace,.sflow-svg .lit{display:none}}

/* ---------- rounded bottom on every section; each one tucks over the next ---------- */
:root{--rb:28px}
main > section{position:relative;border-radius:0 0 var(--rb) var(--rb);margin-bottom:calc(-1 * var(--rb))}
main > section.sec{padding-top:calc(72px + var(--rb))}
main > section:nth-of-type(1){z-index:8}main > section:nth-of-type(2){z-index:7}main > section:nth-of-type(3){z-index:6}main > section:nth-of-type(4){z-index:5}
main > section:nth-of-type(5){z-index:4}main > section:nth-of-type(6){z-index:3}main > section:nth-of-type(7){z-index:2}main > section:nth-of-type(8){z-index:1}
.ftr{position:relative;z-index:0;padding-top:calc(26px + var(--rb))}
@media (min-width:760px){
  :root{--rb:44px}
  main > section.sec{padding-top:calc(96px + var(--rb))}
}

/* both sides: match 03 The journey (light grey section, white cards, no top stripe) */
.sides{background:var(--bg)}
.side,.side-vendor{background:#fff}
.side::before{display:none}

/* journey: circles fill and sparkle when the line reaches them */
.tl-item.in .tl-dot,.tl-item.now .tl-dot{background:#fff;border-color:var(--line);box-shadow:none}
.tl .tl-item .tl-dot.hit{background:var(--blue);border-color:var(--blue);box-shadow:0 0 0 5px rgba(0,116,232,.14),0 0 14px 2px rgba(0,178,227,.55);animation:dotPop .45s cubic-bezier(.3,1.6,.5,1)}
.tl .tl-item.now .tl-dot.hit{background:var(--cyan);border-color:var(--cyan)}
.tl-dot::before,.tl-dot::after{content:"";position:absolute;left:50%;top:50%;pointer-events:none;opacity:0}
.tl-dot::before{width:17px;height:17px;margin:-8.5px 0 0 -8.5px;border-radius:50%;border:2px solid var(--cyan)}
.tl-dot::after{width:4px;height:4px;margin:-2px 0 0 -2px;border-radius:50%;background:var(--mint);color:#00B2E3}
.tl-dot.hit::before{animation:dotRing .8s ease-out}
.tl-dot.hit::after{animation:dotSpark .8s ease-out}
@keyframes dotPop{0%{transform:scale(.6)}100%{transform:scale(1)}}
@keyframes dotRing{0%{opacity:.9;transform:scale(.8)}100%{opacity:0;transform:scale(2.8)}}
@keyframes dotSpark{
  0%{opacity:1;box-shadow:0 0 0 0 currentColor,0 0 0 0 currentColor,0 0 0 0 currentColor,0 0 0 0 currentColor,0 0 0 0 currentColor,0 0 0 0 currentColor,0 0 0 0 currentColor,0 0 0 0 currentColor}
  60%{opacity:1}
  100%{opacity:0;box-shadow:0 -22px 0 0 currentColor,16px -16px 0 -1px #A3F5ED,22px 0 0 0 currentColor,16px 16px 0 -1px #A3F5ED,0 22px 0 0 currentColor,-16px 16px 0 -1px #A3F5ED,-22px 0 0 0 currentColor,-16px -16px 0 -1px #A3F5ED}}

/* personalized link: ?for=Name shows a greeting chip in the hero */
.for-chip{display:flex;align-items:center;gap:9px;width:fit-content;max-width:100%;margin:0 0 14px;padding:8px 16px 8px 12px;border-radius:50px;
  background:rgba(255,255,255,.08);border:1px solid rgba(0,178,227,.55);color:#fff;font:600 14px/1.35 var(--f)}
.for-chip::before{content:"";flex:0 0 8px;height:8px;border-radius:50%;background:var(--mint);box-shadow:0 0 10px var(--cyan)}
.for-chip b{color:var(--mint);font-weight:700}
.card.focus{box-shadow:0 0 0 2px var(--cyan),0 18px 40px -20px rgba(0,178,227,.6)}
.for-chip[hidden]{display:none!important}